Get moving with Help to Buy

Help to Buy is a government scheme that means you could move home with a deposit as low as 5%.  Whether you’re taking your first step onto the property ladder or moving up a run.

How does Help to Buy: mortgage guarantee scheme work?

Under the Help to Buy: mortgage guarantee scheme, the Government offers mortgage lenders the option to purchase a guarantee on mortgages where a borrower has a deposit of between 5% and 20%.  Because of this support, participating lenders are able to offer more mortgage products to borrowers with small deposits.  Find out more at https://www.helptobuy.gov.uk/mortgage-guarantee/faq/#sthas.sjJdVlbM.dpuf

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Who can benefit from Help to Buy?

Help to Buy is available to both first time buyers and existing home owners alike and means you can buy a new home with a low 5% deposit.

If you’re a first time buyer, we know how difficult it is to raise a large deposit to purchase your first home.  With Help to Buy you will need to save just 5% deposit to get a mortgage, so you could purchase your first home sooner than you thought.

If you’re an existing homeowner, you can use Help to Buy to trade up to a bigger property – even if you have limited equity in your current home, because you only need 5% deposit to move.

Our enthusiastic team have extensive knowledge on Help to Buy schemes in your area.

 Please call us on 02380 644722 for free advice and assistance.